Contractor calculators for Ireland
Contractor calculators in Ireland
How is contractor income taxed in Ireland?
Like all income in Ireland, contractor earnings are subject to income tax, USC and PRSI. How exactly the rules apply depends on your structure — typically a limited company or a sole trader — so your effective tax can differ from a standard employee.
Our calculators give a clear baseline estimate using the 2026 bands. The full figures and thresholds are listed on the methodology page, sourced from revenue.ie.
Day rate vs permanent salary
A headline day rate looks large because it isn't paid for time off. To compare fairly with a permanent role:
- Use 44–48 working weeks, not 52, to allow for holidays and gaps between contracts.
- Convert the rate with the day rate to salary calculator.
- Then check take-home with the net salary calculator.
Frequently asked questions
How is contractor income taxed in Ireland?
Through income tax, USC and PRSI. The detail depends on whether you contract via a limited company or as a sole trader — see revenue.ie and our methodology.
How many weeks should I use?
Use 44–48 weeks rather than 52, to account for unpaid holidays, bank holidays and gaps between contracts. 46 is a common realistic default.
Is my data kept private?
Yes — every calculation runs in your browser and nothing is sent or stored. Here's how.
Estimates for planning only — not tax advice. Tax figures sourced from revenue.ie and Budget 2026 (gov.ie). Last updated: 29 May 2026.