€ Ireland · 2026 · Revenue bands

Ireland salary and tax calculators

NetPayHub's Ireland calculators use the official Budget 2026 tax bands — PAYE, USC and PRSI — to estimate your take-home pay and convert contractor day rates. Every calculation runs privately in your browser.
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Take-home pay & income tax calculators

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Net Salary Calculator Your take-home pay after PAYE, USC & PRSI (2026).
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Income Tax Calculator Your PAYE at the 20% and 40% bands after credits.
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USC Calculator Universal Social Charge across the 2026 bands.
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PRSI Calculator Class A PRSI at 4.2% (4.35% from October).
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Net → Gross The gross salary you need for a target take-home.
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Joint Assessment Combined take-home for a married couple + your saving.

Starting a job & second jobs

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Emergency Tax Your take-home on the emergency basis — and what you'll get back.
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Second Job Tax What you really keep of a second job — not taxed double.
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Minimum Wage 2026 rates by age and your take-home pay.

Pensions & auto-enrolment

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Pension Tax Relief What a pension contribution really costs your take-home.
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Auto-Enrolment What My Future Fund costs you and what lands in your pot.

Family & tax credits

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Maternity Benefit €299/week — your income during maternity leave.
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Rent Tax Credit Claim up to €1,000 (€2,000 jointly) back on rent.

Pay, hours & bonuses

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Salary ⇄ Hourly Convert between a yearly salary and an hourly or daily rate.
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Pro Rata Salary Scale a full-time salary to part-time hours.
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Overtime Pay Overtime pay at 1.5× or 2× the hourly rate.
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Bonus Tax How much of a once-off bonus you keep after tax.

Freelance & contracting

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Day Rate → Salary Turn a contractor day rate into a yearly salary.
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Freelance Rate The day & hourly rate a freelancer should charge.
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Freelance Tax Self-employed take-home (Earned Income Credit, Class S).
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Contract vs Permanent Compare a day rate against a permanent salary.
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Freelancers Calculators and tax notes for self-employed freelancers.
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Contractors Day rate, take-home pay and contract-vs-permanent guidance.

Take-home pay by profession

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Nurse Take-Home Pay Net pay for typical nurse salaries.
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Teacher Take-Home Pay Net pay for teachers, incl. superannuation.
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Software Engineer Pay Net take-home on typical tech salaries.
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Garda Take-Home Pay Net pay from the €39,194 starting salary.
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Take-home pay by profession How net pay works per job, plus profession pages.

For employers

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Cost of an Employee Salary + employer PRSI + auto-enrolment, for employers.

How is salary taxed in Ireland?

If you're an employee in Ireland, three deductions come out of your gross pay before it lands in your account: income tax (PAYE), the Universal Social Charge (USC) and Pay Related Social Insurance (PRSI). Tax credits then reduce the income tax you actually owe. Our net salary calculator applies all three using the Budget 2026 figures.

2026 income tax bands (PAYE)

Situation20% rate up to40% above
Single person€44,000€44,000
Married, one income€53,000€53,000

Personal tax credit €2,000 + Employee (PAYE) tax credit €2,000. USC bands: 0.5%, then 2% up to €28,700, then 3% and 8%. PRSI is 4.2% (rising to 4.35% from 1 October 2026).

Frequently asked questions

What taxes are deducted from a salary in Ireland?

Income tax under PAYE, the Universal Social Charge (USC) and PRSI. Take-home pay is your gross salary minus these three, after your tax credits are applied.

What are the 2026 income tax bands?

20% up to €44,000 for a single person (€53,000 for a married couple with one income), and 40% above that. Personal and Employee PAYE credits of €2,000 each reduce the tax due.

Are these calculators free and private?

Yes — every calculator is free and runs entirely in your browser. Your figures are never sent to a server or stored. See how we protect your data.

Sources: revenue.ie, Budget 2026 (gov.ie). These tools provide estimates for planning only and are not tax advice. Verify your exact position with Revenue or a qualified adviser. Last updated: 29 May 2026.